Questwealth accounts

Match your goal with the right account. Whether it’s retirement or education, you have options.

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Invest in your future. Near or far these accounts will help you get there.

TFSA

Tax-Free Savings Account

Save for short- or long-term goals
Enjoy tax-free growth
Get easy access to your money
Earn capital gains and dividends tax free

Hold onto your earnings in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.

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RRSP

Registered Retirement Savings Plan

Save for retirement goals
Enjoy tax deductions on yearly contributions
Set up regular contributions
Start sooner to save more

Enjoy lower income taxes with RRSP contributions. Grow your investments tax-deferred until withdrawal.

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Cash

Save for short-term goals
Maintain easy access to funds
No contribution limit
Invest with flexibility

Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.

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RESP

Registered Education Savings Plan

Enjoy government grants
Tax-deferred growth
Protect your gains in a tax-sheltered account
Withdraw at a lower tax bracket

Give your child a boost. With a Questwealth account, you can start planning for their future.

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Retirement

Registered retirement savings

Plan for your future and enjoy tax advantages from the government.

RRSP

Registered Retirement Savings Plan

Enjoy tax deductions on yearly contributions
Set up regular contributions
Tax-deferred growth till retirement
RRSP savings for first time homebuyers

Enjoy lower income taxes with RRSP contributions. Grow tax-deferred until withdrawal.

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Spousal RRSP

Spousal Registered Retirement Savings Plan

Enjoy all the benefits of an RRSP
Allow your spouse to contribute into your RRSP
Split income more equally in retirement
Continue enjoying tax deductions when one spouse is under 71

Plan together and benefit. Lower your combined income taxes with two equally-sized RRSPs.

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Locked-in retirement

Consolidate your investments. Be retirement ready by converting your employee sponsored pension.

LIRA

Locked-In Retirement Account

Keep your provincial pension growing
Take care of your pension
Convert your LIRA to a LIF to invest after retirement
Enjoy tax deferred income

Convert your provincially-registered employer pension plan to a LIRA and take control of your investment.

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Locked-In RRSP

Locked-In Registered Retirement Savings Plan

Keep your federal pension growing
Take care of your pension
Convert your locked-in RRSP to a LIF after retirement
Enjoy tax deferred income

Focus your investment in on your goals. Convert your federally-registered employer pension plan to a locked-in RRSP.

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Income funds

When it's time to retire, roll your Registered Retirement Account into these retirement-friendly accounts. And keep your money working hard.

RIF

Registered Retirement Income Fund

Grow your savings in retirement
Rollover your RRSP or Spousal RRSP
Set withdrawals for steady income
Cash out at any time

Continue growing your retirement savings plan even if you’re retired. Build your portfolio and set up income payments on your own schedule.

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LIF

Life Income Fund

Grow your savings in retirement
Rollover your federal or provincial pension
Set withdrawals for steady income
Maximize your tax deferral

Continue growing your pension even if you’re retired. Relocate your employer-created or group pension.

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Education

Registered Education Savings

Proactively plan for your child (or children’s) post-secondary education. Take advantage of government incentives and grants along the way.

RESP

Registered Education Savings Plan

Enjoy free government grants
Extra incentives for lower income earners
Tax-deferred growth
Withdrawal at beneficiaries tax bracket

Set your child up for success. With a Questwealth account, you can start planning for their future.

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Family RESP

Family Registered Education Savings Plan

Enjoy free government grants
Pool contributions for more growth
Add beneficiaries when your family grows
Flexibility in withdrawals per beneficiary

Plan for more than one child’s post-secondary education in one account.

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Short Term

Short term

Buying a house. Starting a business. Taking a great vacation. We all have short-term goals on our mind. These accounts get you there securely.

Cash

Save for short-term goals
Maintain easy access to funds
No contribution limit
Invest with flexibility

Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.

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Joint Cash

Save for short-term goals
Invest together for a common goal
No contribution limit
Maintain easy access to funds

For joint goals there’s joint cash. Invest without limits to reach short-term goals together.

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Corporate Cash

Enjoy corporate tax rates
Invest together for a common goal
Free up cash flow
Grow your excess capital

Invest on behalf of your company. With Corporate Cash your group can join up without any limits.

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TFSA

Tax-Free Savings Account

Save for short- or long-term goals
Enjoy tax-free growth
Get easy access to your money
Earn capital gains and dividends tax free

Keep every dollar you earn in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.

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right portfolio

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No account opening or closing fees
Ultra-low management fees
No trading fees
No hidden fees

A portfolio for every goal

Match your goal with the right Questwealth portfolio.

Aggressive Growth

For maximizing returns while accepting higher market fluctuations

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Growth

For greater returns while taking on greater risk

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Balanced

For growth with a moderate level of risk

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Income

For a steady stream of income while keeping risk low

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Conservative Income

For preserving capital while limiting market swings

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Find out more about the portfolios

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The easy way to invest

See why people love Questwealth Portfolios.

"My experience with Questrade has exceeded my expectation and I am very pleased with the help that is provided when asked for."

"My financial advisor makes a killing off me. This allows me to make my own money with much lower fees. Thanks!"

"Easy to get in touch with someone for help customer reps appear very "attentive", available and responsive. A++ customer service."

"I like the fact that you have the option of making your own fortune as well as access to rely on professionals."

Start investing confidently

Ready to open an account and take charge of your financial future? It's easy. Get set up in minutes.

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Get answers to our frequently asked questions

How many accounts can I have?

There is no limit to the number of accounts you can open. You will get a portfolio for each account.

Do I need a minimum to open an account?

You can open an account with as little as $1. You'll be invested in a portfolio once your account balance reaches $1,000.

What do I need to open an account?

You'll need your SIN and driver's licence. Depending on the account, you may need to provide other documents.

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