Questwealth accounts
Match your goal with the right account. Whether it’s retirement or education, you have options.
- Questwealth Portfolios
- Account Types
Most popular
Invest in your future. Near or far these accounts will help you get there.
TFSA
Tax-Free Savings Account
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
Hold onto your earnings in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.
Get startedRRSP
Registered Retirement Savings Plan
- Save for retirement goals
- Enjoy tax deductions on yearly contributions
- Set up regular contributions
- Start sooner to save more
Enjoy lower income taxes with RRSP contributions. Grow your investments tax-deferred until withdrawal.
Get startedCash
- Save for short-term goals
- Maintain easy access to funds
- No contribution limit
- Invest with flexibility
Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.
Get startedRESP
Registered Education Savings Plan
- Enjoy government grants
- Tax-deferred growth
- Protect your gains in a tax-sheltered account
- Withdraw at a lower tax bracket
Give your child a boost. With a Questwealth account, you can start planning for their future.
Get startedRegistered retirement savings
Plan for your future and enjoy tax advantages from the government.
RRSP
Registered Retirement Savings Plan
- Enjoy tax deductions on yearly contributions
- Set up regular contributions
- Tax-deferred growth till retirement
- RRSP savings for first time homebuyers
Enjoy lower income taxes with RRSP contributions. Grow tax-deferred until withdrawal.
Get startedSpousal RRSP
Spousal Registered Retirement Savings Plan
- Enjoy all the benefits of an RRSP
- Allow your spouse to contribute into your RRSP
- Split income more equally in retirement
- Continue enjoying tax deductions when one spouse is under 71
Plan together and benefit. Lower your combined income taxes with two equally-sized RRSPs.
Get startedLocked-in retirement
Consolidate your investments. Be retirement ready by converting your employee sponsored pension.
LIRA
Locked-In Retirement Account
- Keep your provincial pension growing
- Take care of your pension
- Convert your LIRA to a LIF to invest after retirement
- Enjoy tax deferred income
Convert your provincially-registered employer pension plan to a LIRA and take control of your investment.
Get startedLocked-In RRSP
Locked-In Registered Retirement Savings Plan
- Keep your federal pension growing
- Take care of your pension
- Convert your locked-in RRSP to a LIF after retirement
- Enjoy tax deferred income
Focus your investment in on your goals. Convert your federally-registered employer pension plan to a locked-in RRSP.
Get startedIncome funds
When it's time to retire, roll your Registered Retirement Account into these retirement-friendly accounts. And keep your money working hard.
RIF
Registered Retirement Income Fund
- Grow your savings in retirement
- Rollover your RRSP or Spousal RRSP
- Set withdrawals for steady income
- Cash out at any time
Continue growing your retirement savings plan even if you’re retired. Build your portfolio and set up income payments on your own schedule.
Get startedLIF
Life Income Fund
- Grow your savings in retirement
- Rollover your federal or provincial pension
- Set withdrawals for steady income
- Maximize your tax deferral
Continue growing your pension even if you’re retired. Relocate your employer-created or group pension.
Get startedRegistered Education Savings
Proactively plan for your child (or children’s) post-secondary education. Take advantage of government incentives and grants along the way.
RESP
Registered Education Savings Plan
- Enjoy free government grants
- Extra incentives for lower income earners
- Tax-deferred growth
- Withdrawal at beneficiaries tax bracket
Set your child up for success. With a Questwealth account, you can start planning for their future.
Get startedFamily RESP
Family Registered Education Savings Plan
- Enjoy free government grants
- Pool contributions for more growth
- Add beneficiaries when your family grows
- Flexibility in withdrawals per beneficiary
Plan for more than one child’s post-secondary education in one account.
Get startedShort term
Buying a house. Starting a business. Taking a great vacation. We all have short-term goals on our mind. These accounts get you there securely.
Cash
- Save for short-term goals
- Maintain easy access to funds
- No contribution limit
- Invest with flexibility
Cash makes sense for every day goals. With no limit, you can invest with flexibility and convenience.
Get startedJoint Cash
- Save for short-term goals
- Invest together for a common goal
- No contribution limit
- Maintain easy access to funds
For joint goals there’s joint cash. Invest without limits to reach short-term goals together.
Get startedCorporate Cash
- Enjoy corporate tax rates
- Invest together for a common goal
- Free up cash flow
- Grow your excess capital
Invest on behalf of your company. With Corporate Cash your group can join up without any limits.
Get startedTFSA
Tax-Free Savings Account
- Save for short- or long-term goals
- Enjoy tax-free growth
- Get easy access to your money
- Earn capital gains and dividends tax free
Keep every dollar you earn in your TFSA. All money made in a TFSA is tax-free. You can withdraw at any time without a penalty.
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Ultra-low management fees
No trading fees
No hidden fees
A portfolio for every goal
Match your goal with the right Questwealth portfolio.
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See why people love Questwealth Portfolios.
"My experience with Questrade has exceeded my expectation and I am very pleased with the help that is provided when asked for."
"My financial advisor makes a killing off me. This allows me to make my own money with much lower fees. Thanks!"
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"I like the fact that you have the option of making your own fortune as well as access to
Start investing confidently
Ready to open an account and take charge of your financial future? It's easy. Get set up in minutes.
Get answers to our frequently asked questions
How many accounts can I have?
There is no limit to the number of accounts you can open. You will get a portfolio for each account.
Do I need a minimum to open an account?
You can open an account with as little as $1. You'll be invested in a portfolio once your account balance reaches $1,000.
What do I need to open an account?
You'll need your SIN and driver's licence. Depending on the account, you may need to provide other documents.