New Customer Offer: Pay 0% interest for up to six months on $5K USD when you join Questrade with code 0MARGIN. Open a new margin account.

Dark fintech dashboard showing securities lending, stocks on loan, a green performance chart, and monthly interest earned of $32.10.

Securities Lending Program

Real upside, no effort. Earn passive income while maintaining full ownership of your stocks and ETFs.

What is Securities Lending?

It’s an easy way to make more money on your investments. We loan them out, you get monthly income.

STEP ONE - Buy and hold eligible U.S. securities

Once opted-in, eligible securities in your Questrade TFSA, Cash, or Margin account can be lent out.

STEP TWO - Let Questrade lend your securities to other traders

As long as you’re opted in, we’ll look for borrowers to lend your stocks and ETFs to.

STEP THREE - Get paid monthly while retaining full control

You can trade dividend equivalents and trade as usual while earning monthly income, too.

How our Securities Lending Program benefits you

Earn more money on your investments

Once you’re opted in, Questrade takes care of the rest, and you can receive extra income.


You and your investments are protected

Lending is low risk. But we’ll also hold 100% of your shares’ market value as cash collateral.


Everyone is eligible

All you need is at least one full share of an eligible security in a self-directed Questrade TSFA, Cash, or Margin account.


You've got control

Your securities appear in your portfolio as usual, letting you trade any time.

Securities lending math graphic shows $10,000 market value × 8% lending fee × 0.50 revenue share = $400 potential yearly revenue.

Minimize the trade offs with Questrade

There are a few key things to keep in mind with Securities Lending. We've got solutions for each of them.

Trade off

How we help

Voting rights

You can't vote with shares that are actively loaned out.

You can recall shares before a vote to get your rights back, then opt those shares back into lending after.

Insurance

Loaned shares don't qualify for Canadian Investor Protection Fund coverage.

We've got you covered. Questrade will hold 100% of your shares' value as collateral.

Unlock the upside of securities lending to earn a passive income

Common Frequently Asked Questions