A new way to invest
in your RRSP

It's your retirement.
Don't lose it to high fees.

Get started

Not all RRSPs are created equal

See how easy it is to save for retirement with a Questrade RRSP

Lower fees
for better returns

  • No account opening or closing fees
  • No annual RRSP account fees

Open your RRSP
in minutes

  • Meet the contribution deadline quickly and easily

Do everything
entirely online

  • No need to book an appointment or wait in line
  • Open, contribute and invest from the comfort of your home

Transfer your RRSP for free

  • We'll rebate transfer fees charged when you switch to Questrade
  • No minimum balance needed 1
  • Transfer multiple accounts

Two great ways to invest in an RRSP

Do it yourself

Self-directed RRSP

Build your own retirement portfolio with
low fees on stocks, ETFs, options and more.

By Questrade Inc.

Get a pre-built portfolio

Questwealth RRSP

Retire up to 30% wealthier with an intelligent,
low-fee portfolio.

By Questrade Wealth Management Inc.

Canada's fastest growing online brokerage

20 years

in the Canadian
market

$9 billion

in assets under
administration

8x winner

BestManagedLogo-white

50,000 accounts opened every year

See why people love Questrade.

Laura C.

"The online rep was very helpful in setting up my new RRSP and TFSA. I had been waiting for weeks to hear back from my bank and decided to take my business elsewhere. I am happy I did!"

Robin C.

"I like the fact that you have the option of making your own fortune as well as access to rely on professionals."

Dion P.

"Ease of transferring and setting up accounts. Intuitive webpage and phone app. Low fees, including no charge for purchasing ETFs."

Dion M.

"My financial advisor makes a killing off me. This allows me to make my own money with much lower fees. Thanks!"

Get answers to our frequently asked questions

What is the RRSP contribution limit for last year?

The RRSP contribution limit 2018 is 18% of your income, up to a maximum of $26,230. For 2017, the maximum was $26,010.

When is the 2019 RRSP contribution deadline?

The RRSP contribution deadline is March 1, 2019.

Is my RRSP locked where it is?

No, it’s your money. You can move your RRSP anywhere you want.

See All

Retiring 30% Wealthier illustrates how investing with a Questwealth Balanced Portfolio could improve your retirement savings using a hypothetical example. The Questwealth Balanced Portfolio has an annual fee of 0.42%, compared to mutual funds that have an average annual fee of 2.17% (88 comparable Class-A Canadian Global Neutral Balanced Funds). This is based on an initial investment of $20,000, compounded annually over 30 years. Fees may change over time and actual results may vary. No representations and warranties are made as to the reasonableness of these assumptions. Questwealth Portfolios is a service provided by Questrade Wealth Management Inc.

From July 1, 2019 until September 30, 2019, you can transfer any account to Questrade, regardless of the balance, and get your transfer fees rebated (maximum rebate $150/account). No limit to the number of accounts you bring over. For a rebate, submit a statement displaying the transfer fees incurred from another financial institution by November 30, 2019. For transfers initiated from January 1, 2019 to March 31, 2019, you must submit a statement displaying the transfer fees incurred from another financial institution by May 31, 2019. For transfers initiated from April 1, 2019 to June 30, 2019, you must submit a statement displaying the transfer fees incurred from another financial institution by August 31, 2019.