Invest in tomorrow with tax benefits today using a Registered Retirement Savings Plan.
Tax benefits every year
cut your taxable income for every dollar deposited
No taxes until you withdraw
often at a lower tax rate in retirement
Contribute up to 18%
of your income annually, up to $33,810
Unlimited carryover
unused contribution room builds up every year.
Capitalize on every advantage of an RRSP with the tools and features to bring tomorrow closer to today.
Every dollar you contribute is deducted from your taxable income now. Withdrawals are taxed later, in retirement when you're likely in a lower bracket.
Returns inside your RRSP compound tax-deferred—no annual tax drag, no erosion. The full value of your growth is only taxed once, when you withdraw it in retirement.
Withdraw up to $60K tax-free for your first down payment through the Home Buyers' Plan. Repay over 15 years, interest-free.
The Globe and Mail“Some brokerages have low fees, others have good service, others have excellent platforms and a variety of investment products. Questrade has it all.”
Save for any goal, big or small, with the most flexible registered account. In a TFSA, your investments grow tax-free and can be withdrawn anytime for any reason.
Lay the foundation to your downpayment with a mix of tax benefits. With an FHSA, every dollar you deposit lowers your taxable income and grows tax-free.
Access additional buying power and trade beyond your balance on margin, giving you the flexibility to act on opportunity.
Every dollar you contribute can be matched by the government, up to $7,200 per child. And it grows untouched by tax until tuition's due.
Invest without any ceiling. After you’ve maxed contributions in other accounts, use your Cash account to invest with no limits, no withdrawal rules, and no deadlines.
