Transparent pricing

See how little your investment portfolio will cost with Questrade Portfolio IQ®.

Account balance
Portfolio IQ fee
Drag to adjust

ETF Management Expense Ratios not included

Keep more of your money

With Questrade Portfolio IQ, your annual management fee is based on the amount you invest. This fee is calculated daily and charged quarterly. As your money grows, you jump to a new pricing tier. Basically, the more you invest, the more your fee drops.

Account balance
Annual Management Fee
$1,000 - $99,999
$100,000 - $249,999
$250,000 - $499,999
$500,000 - $999,999

ETF Management Expense Ratios not included

No unnecessary fees

  • No account fees

  • No account opening or closing fees

  • No trading fees

  • No electronic fund transfer fees

Administrative fees

CAD$ electronic fund transfer (EFT) up to $25,000.00*


USD$ electronic fund transfer (EFT) up to $25,000.00*


CAD$ wire transfer


USD$ wire transfer


International wire transfer


CAD$ and USD$ uncertified cheque


Certified cheque**


Stop payment


NSF cheque/returned items


Transfer out an account to another institution


Partial transfer of account to another institution


*$25,000.00 is the maximum daily limit for EFTs. You will need to provide a void cheque from a bank account in order for us to send an EFT.
**If you cannot pick up the certified cheque in person, we must send it through a courier as certified cheques cannot be sent by regular mail. A courier fee of CAD $35.00 within Canada or $70.00 to the U.S. will apply.

Account fee


Full plan deregistration


Partial plan deregistration


Lifelong learning plan (LLP) and Home buyer’s plan (HBP) partial deregistration


Lifelong learning plan (LLP) and Home buyer’s plan (HBP) full deregistration


Special courier (Canada)*


Special courier (US)*


Regular mail


*As of March 11, 2015.

Electronic monthly statement (eStatement)


Copy of account statement*


Estate transfer


Document retrieval*


Duplicate tax document*

$20.00/tax slip

Unclaimed property


*As of March 11, 2015.
Note: Questrade may convert currencies as required and applies a conversion rate based on the bid and ask spread of the current spot rate market. Any revenue earned is based on this spot rate.
Note: QST and HST/GST are added where applicable. All administrative account fees are in the currency of the transaction in which they relate.
Your account is held by Questrade, Inc. and any fees charged are collected by Questrade, Inc.

More information about pricing

What is an ETF Management Expense Ratio (MER)?

Most managed investments, like mutual funds, charge a Management Expense Ratio. This fee covers the management of the investment itself. Typically, Exchange Traded Fund (ETF) MERs are much lower than MERs of a comparable mutual fund. The ETFs Questrade Portfolio IQ invests in all have their own MER, charged by the company managing the ETF and built right into the cost of the ETF. That means the fee will never show up on your account statement. We are telling you this because we don’t hide any fees, even if they’re not ours. The ETFs in our model portfolios have a low blended MER ranging from 0.21% - 1.25%.

Can I start with less than $1,000?

If you begin investing with less than $1,000, your account is held in cash and you will not be charged a management fee. As soon as you pass $1,000, your savings will be automatically invested into your suitable portfolio and will begin to be managed.

Lower your fees with the myFamily program

Lower your already low management fees by linking your account with the accounts of your friends and family. With the myFamily program, your accounts stay separate but the balances in the myFamily group are used to get everyone to a lower pricing tier faster.

It’s easy to build on your initial investment

Building your wealth is easy with a pre-authorized deposit. You can make regular contributions to your Questrade Portfolio IQ account from your bank. Contribute as much or as little as you want.

Is the management fee tax-deductible?

Yes, investment management fees are tax deductible but only in non-registered accounts. That means you won’t be able to deduct the fee with registered accounts like an RRSP or TFSA. Please consult a professional tax specialist for advice specific to you. For a complete description on tax-deductible fees, visit the Canada Revenue Agency website.

Retire up to 30% wealthier by lowering your fees with Questrade Portfolio IQ

Supported account types: Cash | RRSP | TFSA | RESP | LIRA | RIF | and more

Discover our model portfolios Learn more

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