The key to your first home
Power up your down payment with the tools and features to maximize your tax-free growth.


Two tax benefits, one account. Build your down payment faster with the First Home Savings Account.
Lower your tax bill
with all contributions up to your annual max
100% tax-free returns
when put towards a qualifying first home
Contribute up to $8,000
every year, up to $40,000 total
15 years to save
after that, your FHSA rolls over into an RRSP
Power up your down payment with the tools and features to maximize your tax-free growth.

Every dollar you contribute to your FHSA goes towards reducing your taxable income, while every withdrawal for an eligible home purchase is tax-free.
Invest, track, and manage your FHSA as part of your full financial portfolio. If you don’t end up buying a home, you can transfer the funds to your RRSP.
Contribute up to $8,000 per year, and $40,000 overall. Withdrawals can be combined with the RRSP Home Buyers’ Plan to unlock an extra $60,000.
The Globe and Mail“Some brokerages have low fees, others have good service, others have excellent platforms and a variety of investment products. Questrade has it all.”
