Legal & disclosures

First $5,000 USD Margin Interest Free Offer

Terms and Conditions

Questrade, Inc. ("Questrade") is offering eligible New Clients up to 180 calendar days of interest free borrowing on the first $5,000 USD of margin borrowed, by way of a rebate and subject to the conditions below, when they open and fund a new Questrade self-directed margin account (the "Offer"). Only Eligible Clients who start and complete a Qualifying Account application using the offer code “0MARGIN” beginning September 1, 2026 and ending on December 1, 2026 at 11:59 p.m . ET (the "Offer Period") are eligible. This Offer is limited to one Qualifying Account per Eligible Client. For greater clarity, opening more than one margin account will not result in multiple Benefits, and the Benefit applies to a maximum of $5,000 USD of debit balance in the Qualifying Account.

How to Qualify

This Offer is only open to eligible new Questrade clients who;
1. Are a new client of Questrade. A "New Client" is an individual who does not currently hold any open account with Questrade or Questrade Wealth Management Inc. ("QWM") and who has not held any complete account with Questrade or QWM at any time during the three years immediately preceding the date their Qualifying Account application is started;
2. Have attained the age of majority in the Canadian province or territory they reside in as of the first date of participation in this Offer, and are a resident of Canada;
3. Use offer code "0MARGIN" (the "Offer Code") as part of their Qualifying Account application during the Offer Period. The Offer Code must be applied at the time the Qualifying Account application is started. No retroactive exceptions will apply. For greater clarity, the Qualifying Account application start and completion date must be during the Offer Period to qualify for this Offer;
  1. A “Qualifying Account” is a new Questrade self-directed margin account that is opened and funded during the Offer Period using the Offer Code, and for which the Eligible Client is approved for margin in accordance with these Offer Terms.
4. Are successfully approved for margin and satisfy Questrade's account opening, identity verification, and margin suitability requirements; and
5. Otherwise comply with all Offer terms and conditions contained herein (the “Offer Terms”).

Additional Terms and Conditions

2. Margin Interest Rate Rebate. You will receive a promotional Margin Interest Rate of 0% on margin balances up to $5,000 USD (the “Promotional Margin Interest Rate”) for up to 6 months, starting on the day your Qualifying Account is completed. You will receive a rebate for the total amount of Margin Interest charged on your first $5,000 USD (the “Margin Interest Rate Rebate”), credited to your Margin account within five (5) business days of the date that interest for the period is charged (the “Interest Rebate Date”).

For greater clarity, you can receive a maximum of 6 Margin Interest Rate Rebates. A Margin Interest Rebate cycle (“cycle”) runs from the 16th of one calendar month through the 15th of the next. First cycle assignments occur as follows for accounts completed on or before the 15th of a calendar month, the first cycle ends the 15th of the same calendar month. For accounts completed on or after the 16th of a calendar month, the first cycle ends the 15th of the following month.

Margin Interest Rate Rebates apply only to Margin Interest charged on USD balances, up to a maximum of US$5,000. Margin Interest charged on Canadian balances is not eligible for the Margin Interest Rate Rebate, regardless of whether you also hold a USD balance.

Your Margin Interest Rate Rebate will be paid to the same Margin account, in the same currency as the Margin Interest was charged. If at any Interest Rebate Date your Margin account is no longer open and in good standing, you will be disqualified from receiving the Rebate. For greater clarity, your Margin Interest Rebate cannot be greater than the Margin Interest charged during the period, and you can only earn Margin Interest Rate Rebates on one Margin account. After the Offer Period ends, or on any margin borrowing not covered by this Offer, Questrade’s standard margin interest rates apply.

3. By participating in this Offer, you agree that: (a) Questrade, its parent company, affiliates, and their respective directors, officers, employees, and agents (collectively, the “Released Parties”) shall not be liable for any loss, damage, or expense of any kind arising directly or indirectly from your participation in this Offer or the receipt or use of the Rebate; and (b) you release the Released Parties from any and all claims related to this Offer, the Rebate, or your participation herein.

4. These Offer Terms shall be governed by and construed in accordance with the laws of the province of Ontario and the federal laws of Canada applicable therein.

5. The offer is not available to employees of Questrade or its affiliates, nor to members of their immediate households.

6. Questrade reserves the right to modify, suspend, or terminate this Offer and these Offer Terms at any time and for any reason, with or without notice.

7. The headings and subheadings used in these Offer Terms are for convenience and reference only. They do not form a part of the Offer Terms and will not be used to interpret or construe its provisions.

8. In the event of any discrepancy or inconsistency between these Offer Terms and disclosures or other statements contained in any Offer-related materials, including but not limited to point of sale, television, print or online advertising, the terms and conditions of the Offer Terms shall prevail, govern and control.

9. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

10. This Offer is not transferable and only available to the individual Questrade client who received the email containing the Offer terms.

11. The decisions and interpretations of Questrade with respect to any aspect of this Offer are final and binding on all participating clients to the extent permitted by applicable law and regulatory requirements, and without limiting any rights you may have to submit complaints through applicable regulatory channels.

12. If Questrade in its sole discretion determines a client has committed or suspects a client of fraud, abuse, manipulation, violating these Offer Terms, or gaming the Offer construct in a way that runs counter to how the offer was intended to operate, Questrade may, in its sole and absolute discretion, take any action it considers appropriate, including but not limited to, disqualification and removal from any current or future offers or promotions, forfeiture or withdrawal of the rebate and associated benefits, or closure of the client’s accounts with Questrade and/or its affiliates.

13. This Offer cannot be combined with any other offer unless expressly stated in the applicable offer’s terms and conditions.

14. Capitalized terms used but not defined in these Offer Terms have the meaning given to them in your Client Account Agreement.

15.You acknowledge having received the French version of this document before expressing your intention to contract exclusively in English. Vous reconnaissez avoir reçu la version française du présent document avant d’avoir exprimé votre volonté de contracter exclusivement en anglais.

Buying on margin can carry a higher degree of risk, and may not be suitable for investors with a limited risk profile. Please consult with your financial advisor if you are uncertain of the associated risks. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same even if the value of the securities purchased declines. You may also face a margin call and the sale of securities in your account to cover any shortfall. Please see section 1.14 of our account agreements here (opens in a new tab).

Questrade, Inc. is a registered investment dealer, a member of the Canadian Investment Regulatory Organization (“CIRO”) and a member of the Canadian Investor Protection Fund (“CIPF”), the benefits of which are limited to the activities undertaken by Questrade.

Last modified: August 21, 2026