Account Types
Save for your child, retirement and more with investing accounts tailored to your goals.
Tax-Free Savings Account
With tax-free interest, gains and withdrawals, this account is suitable for both short and long-term goals.
Registered Retirement Savings Plan
Retire on your terms while earning tax benefits along the way.
Registered Education Savings Plan
Save for your child (or children’s) post-secondary education and enjoy government incentives and grants.
First Home Savings Account
Turn your dream of home ownership into a reality by investing towards a down payment on your first home.
Cash account
Get unmatched freedom to invest your money your way. No contribution limits, no withdrawal rules, and no borrowing fees.
More accounts to meet your needs
Spousal RRSP
Locked-In RRSP
LIRA
LIF
RRIF
RESP
Family RESP
Informal Trust
Joint Informal Trust
Formal Trust
Estate
Individual Forex & CFDs
Corporate Forex & CFDs
Corporate Margin
Partnership
Sole Proprietorship
Individual Margin
Joint Margin
Individual Cash
Corporate Cash
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Find the right account for your goals
Saving for retirement
Plan for the future and enjoy tax advantages from the government.
Self-directed investing
Place your own trades and build your own portfolio commission-free 1
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RRSP
Get tax benefits now while also saving for your future
RRSP
Get tax benefits now while also saving for your future
SPOUSAL RRSP
Save for retirement with your partner while you both earn tax benefits.
SPOUSAL RRSP
Save for retirement with your partner while you both earn tax benefits.
LOCKED-IN RETIREMENT ACCOUNT (LIRA)
Take control of your provincially-registered employer pension plan or group RRSP.
LOCKED-IN RETIREMENT ACCOUNT (LIRA)
Take control of your provincially-registered employer pension plan or group RRSP.
LOCKED-IN RRSP
Take control of your federally-registered employer pension plan.
LOCKED-IN RRSP
Take control of your federally-registered employer pension plan.
REGISTERED RETIREMENT INCOME FUND (RRIF)
Continue growing your retirement savings even after you retire with a RRIF.
REGISTERED RETIREMENT INCOME FUND (RRIF)
Continue growing your retirement savings even after you retire with a RRIF.
LIFE INCOME FUND (LIF)
Continue growing your pension even after you retire with a LIF.
LIFE INCOME FUND (LIF)
Continue growing your pension even after you retire with a LIF.
Saving for education
Save for your child’s education while earning government grants with these accounts.
Self-directed investing
Questwealth Portfolios
REGISTERED EDUCATION SAVINGS PLAN (RESP)
Get government grants for your child’s education with an RESP.
REGISTERED EDUCATION SAVINGS PLAN (RESP)
Get government grants for your child’s education with an RESP.
FAMILY EDUCATION SAVINGS PLAN (FAMILY RESP)
Save for more than one child’s (or beneficiary’s) education in one account.
FAMILY EDUCATION SAVINGS PLAN (FAMILY RESP)
Save for more than one child’s (or beneficiary’s) education in one account.
Short term goals
These accounts can help you reach your short-term goals sooner.
Self-directed investing
Questwealth Portfolios
INDIVIDUAL MARGIN
Leverage your assets and investments to get extra buying power.
INDIVIDUAL MARGIN
Leverage your assets and investments to get extra buying power.
JOINT MARGIN
Open a margin account with someone you trust and leverage your assets.
JOINT MARGIN
Open a margin account with someone you trust and leverage your assets.
TAX-FREE SAVINGS ACCOUNT (TFSA)
With tax-free withdrawals a TFSA is great for any kind of goal.
TAX-FREE SAVINGS ACCOUNT (TFSA)
With tax-free withdrawals a TFSA is great for any kind of goal.
INDIVIDUAL CASH
This non-registered account offers flexibility and limitless contributions.
INDIVIDUAL CASH
This non-registered account offers flexibility and limitless contributions.
Forex & CFDs
Speculate on the price movement of global currencies, commodities, and more.
Self-directed investing
Questwealth Portfolios
INDIVIDUAL FOREX & CFDs
Take your trading international with 24 hour, global market access.
INDIVIDUAL FOREX & CFDs
Take your trading international with 24 hour, global market access.
Entity
Invest for your business or someone else while being taxed at the corporate rate.
Self-directed investing
Questwealth Portfolios
CORPORATE CASH
Grow your company’s cash with an account taxed at the corporate rate.
CORPORATE CASH
Grow your company’s cash with an account taxed at the corporate rate.
CORPORATE MARGIN
Leverage your company’s assets in an account taxed at the corporate rate.
CORPORATE MARGIN
Leverage your company’s assets in an account taxed at the corporate rate.
PARTNERSHIP
Pool investments with your business partner to boost your market potential.
PARTNERSHIP
Pool investments with your business partner to boost your market potential.
SOLE PROPRIETORSHIP
Invest on behalf of your business with 100% control over its assets.
SOLE PROPRIETORSHIP
Invest on behalf of your business with 100% control over its assets.
Trust
Open an account on behalf of someone else.
Self-directed investing
Questwealth Portfolios
INDIVIDUAL INFORMAL TRUST
Invest in an account for your child’s benefit, with no formal documentation.
INDIVIDUAL INFORMAL TRUST
Invest in an account for your child’s benefit, with no formal documentation.
JOINT INFORMAL TRUST
Open an account with other investors for your child, with no formal documentation.
JOINT INFORMAL TRUST
Open an account with other investors for your child, with no formal documentation.
FORMAL TRUST
Open a formal trust account to hold equity in trust for your beneficiary.
FORMAL TRUST
Open a formal trust account to hold equity in trust for your beneficiary.
ESTATE
Open an Estate account to invest in your capacity as estate trustee or administrator.
ESTATE
Open an Estate account to invest in your capacity as estate trustee or administrator.
Choose from two great ways to invest
Hand-pick the assets you’re most interested in with self-directed investing, or let experts handle the portfolio management for you with Questwealth Portfolios.
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