Your home deserves a better mortgage

Get up to $2,500 cashback on your new Questrade Mortgage.

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For Canadians looking to get an edge

A mortgage that works for you, not your bank.

We compare 50+ lenders from across the Canadian market and find the right mortgage for you, with a licensed expert guiding you through to close.

Choices

More than one option, always.

Unlike a bank, we don't show you a rate from a single lender. We compare offers from over 50 Canadian lenders, banks, monolines, credit unions, so you can pick the one that actually fits.

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Speed

Move at the pace your deal needs.

A streamlined digital application, no branch visits, and industry-leading turn times mean you close on schedule without weeks of waiting or back-and-forth.

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Expert advice

A licensed mortgage agent that works with you.

Buying or refinancing is a big call. Our licensed mortgage agents walk you through your options so you feel confident you're getting the right product for where you are today and where you're headed tomorrow.

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For new customers

Frequently asked questions

Everything you need to know about getting a mortgage through Questrade.

Questrade Mortgage is a new digital-first mortgage experience designed to give you more choice, speed, and control for the most important financial decision you'll make, your home.

Purchases, refinances, renewals and switches — fixed or variable, open or closed, insured or conventional. We'll match you to a product that fits your situation.

You can see a personalized rate in just a few minutes after submitting the online application. A licensed mortgage agent will follow up within one business day to walk you through it.

Yes. When you close your mortgage through Questrade Mortgage, you can earn up to $2,500 cashback based on your mortgage amount:

  • $250 cashback on mortgages of $250,000+
  • $750 cashback on mortgages of $500,000+
  • $1,500 cashback on mortgages of $750,000+
  • $2,500 cashback on mortgages of $1,000,000+

Conditions apply.

Yes — application, document upload, e-signing and status tracking all happen online. Your licensed mortgage agent is available by phone, video or chat whenever you need them.

No. Anyone in Canada who meets the standard mortgage eligibility criteria can apply, whether you have a Questrade account or not.

Questrade Mortgage is rolling out across Canada. Availability in some provinces is limited at launch — we'll let you know if your area isn't yet supported when you apply.

No. QuestMortgage continues to operate for existing clients. Questrade Mortgage is a new offering built around broker-style comparison shopping and expert guidance.

Questrade Mortgage Corporation and Questrade, Inc. are separate legal entities. Questrade, Inc. provides securities and investment products and is a member of CIRO and CIPF. Mortgage services are provided solely by Questrade Mortgage Corporation. Mortgage products are not investment products and are not protected by the Canadian Investor Protection Fund (CIPF).

This offer is subject to standard credit underwriting and mortgage approval by Questrade Mortgage Corporation (QMC). A minimum mortgage amount of $250,000 on a 5-year term is required to qualify for the cashback. Instead of receiving the cashback, customers have the option to receive a discounted rate equivalent to the cashback amount. This offer is subject to change or cancellation without notice at QMC’s sole discretion. Cashbacks are generally treated as non-taxable rebates for principal residences, but may be considered taxable income depending on your specific tax situation and property use (current or intended). Questrade does not provide tax or accounting advice; you should consult your own tax and accounting professional to assess how this offer may impact your tax filing and reporting obligations.