Administrative fees

We keep our fees low so you can keep more of your money.

Accounts

Below is a list of our most common account fees.

Open an accountfree
TFSA/RRSP/FHSA/RESP/RRIF accountfree
Inactivity fee (over $1,000 combined equity)free
Inactivity fee (under $1,000 combined equity) 1free
Full plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking)$100.00
Partial plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking)$50.00
Full plan deregistration (RESP)FREE
Partial plan deregistration (RESP)FREE
Lifelong learning plan (LLP) and Home buyer’s plan (HBP) partial deregistration$25.00
Lifelong learning plan (LLP) and Home buyer’s plan (HBP) full deregistration$50.00
Trading U.S. securities in your RESP$5.00 USD commission added to first trade of the day

Transfers & Withdrawals

The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.

CAD$ electronic fund transfer (EFT) up to $50,000.00 2free
USD$ electronic fund transfer (EFT) up to $25,000.00 2free
CAD$ wire transfer$20.00
USD$ wire transfer$30.00
International wire transfer$40.00
CAD$ and USD$ uncertified cheque$50.00
Certified cheque 3$75.00
Stop payment$25.00
NSF cheque/returned items$30.00
Transfer out an account to another institution4$150.00
Partial transfer of account to another institution4$150.00
Estate settlement$200.00/account

Certificates

The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.

Note: we are not accepting physical stock certificates by mail at this time. You can convert your physical certificate to a digital certificate for deposit.

Deposit/Withdrawal at Custodian (DWAC) 5$300.00
Certificate re-registration 6$300.00
Rush certificate re-registration 6,7$450.00
Certificate deposit (CSE, TSX, TSXV, NYSE and NASDAQ)$300.00
Rush certificate deposit (CSE, TSX, TSXV, NYSE and NASDAQ) 7$400.00
Direct registration statement (DRS) deposit or withdrawal$300.00

Documents

The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.

Electronic trade confirmation while logged into your account 8free
Electronic monthly statement (eStatement)free
Copy of trade confirmation 8$20.00
Copy of account statement 8$20.00
Document retrieval$20.00/document
Special courier (Canada)$35.00
Special courier (US)$70.00
Regular mail$10.00

Looking for transaction fees?

With Questrade, you get some of the lowest transaction fees in Canada.

See transaction fees

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Get answers to frequently asked questions

By bringing investing online, we reduce overhead and fees, and pass the savings onto you.

All you have to do is to initiate the transfer under Funding > Transfer Account. Once you initiate the transfer we will take care of the rest.

No. We pride ourselves in being fully transparent. With Questrade, you always know exactly how much you'll pay.