Administrative fees
We keep our fees low so you can keep more of your money.
Accounts
Below is a list of our most common account fees.
Open an account | Free |
TFSA/RRSP/FHSA/RESP/RRIF account | Free |
Inactivity fee (over $1,000 combined equity) | Free |
Inactivity fee (under $1,000 combined equity) 1 | Free |
Full plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking) | $100.00 |
Partial plan deregistration (RRSP, Spousal RRSP, LIRA, LRSP, LIF unlocking) | $50.00 |
Full plan deregistration (RESP) | Free |
Partial plan deregistration (RESP) | Free |
Lifelong learning plan (LLP) and Home buyer’s plan (HBP) partial deregistration | $25.00 |
Lifelong learning plan (LLP) and Home buyer’s plan (HBP) full deregistration | $50.00 |
Transfers & Withdrawals
The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.
CAD$ electronic fund transfer (EFT) up to $50,000.00 2 | Free |
USD$ electronic fund transfer (EFT) up to $25,000.00 2 | Free |
CAD$ wire transfer | $20.00 |
USD$ wire transfer | $30.00 |
International wire transfer | $40.00 |
CAD$ and USD$ uncertified cheque | $50.00 |
Certified cheque 3 | $75.00 |
Stop payment | $25.00 |
NSF cheque/returned items | $30.00 |
Transfer out an account to another institution 4 | $150.00 |
Partial transfer of account to another institution 4 | $150.00 |
Estate settlement | $200.00 |
Journalling shares 5 | $9.95 |
Certificates
The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.
Note: we are not accepting physical stock certificates by mail at this time. You can convert your physical certificate to a digital certificate for deposit.
Deposit/Withdrawal at Custodian (DWAC) 6 | $300.00 |
Certificate re-registration 7 | $300.00 |
Rush certificate re-registration 7,8 | $450.00 |
Certificate deposit (CSE, TSX, TSXV, NYSE and NASDAQ) | $300.00 |
Rush certificate deposit (CSE, TSX, TSXV, NYSE and NASDAQ) 8 | $400.00 |
Direct registration statement (DRS) deposit or withdrawal | $300.00 |
Documents
The following fees are only charged when the specific action is taken. You may not see them on your monthly statement.
Electronic trade confirmation while logged into your account 9 | Free |
Electronic monthly statement (eStatement) | Free |
Copy of trade confirmation 9 | $20.00 |
Copy of account statement 9 | $20.00 |
Document retrieval | $20.00/document |
Special courier (Canada) | $35.00 |
Special courier (US) | $70.00 |
Regular mail | $10.00 |
Looking for transaction fees?
With Questrade, you get some of the lowest transaction fees in Canada.
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